For schools & districts

Personal finance
for real life.

We’re developing a high-school personal finance course where the “why” behind a student’s choice guides targeted learning. Students then apply what they learn to a new financial decision—without hints.

Help shape the course

Starting with California public schools,
charter schools, and districts.

Concept illustration: the same blond boy, dark-haired girl and friendly robot look together at a screen titled Personal Finance.

The high-school personal finance course

One course.
Two connected learning paths.

13 planned course chapters, mapped to California’s personal finance topic areas.

Start with a topic.

Learning Library

Build financial knowledge, then put it to work.

  • Explore a concept.
  • Check your understanding.
  • Practice with support.
  • Apply what you learn independently.

Start with a goal.

Life Lab

Three missions connect all 13 topics through goals, changing circumstances, and financial consequences.

  1. 01

    Achieve financial stability

    Balance everyday needs and prepare for the unexpected.

  2. 02

    Reach a goal by a deadline

    Plan, adapt, and work toward a goal—like a first apartment.

  3. 03

    Build your financial future

    Explore saving, investing, and longer-term choices.

Start in either. Move between both.

View planned course topics

ZigZagUp’s summarized chapter labels, not official state-approved chapter titles. The 13-topic structure underpins both learning paths.

  1. Banking Basics
  2. Budgeting for Independent Living
  3. Employment and Net Income
  4. Credit Management and Debt
  5. Understanding Loans
  6. Insurance Types and Costs
  7. Tax System Overview
  8. Investing and Wealth-Building Strategies
  9. Consumer Protection and Fraud Prevention
  10. College and Career Financing
  11. Behavioral Finance and Psychology
  12. Charitable Giving
  13. Other Topics

From a first idea to an explained decision

Make the path
to judgment visible.

IKCJ: from a first idea to a decision the learner can explain.

  1. Intuition

    What do I think?

  2. Knowledge

    What am I missing?

  3. Critical Thinking

    What supports my conclusion?

  4. Judgment

    Can I decide independently?

Choices, confidence, and explanations are intended to guide targeted questions and practice. Later decisions without hints examine independent application.

In development. These are intended capabilities, not validated learning outcomes. Explore the platform approach

A look inside ZigZagUp

Product video coming soon

Early ZigZagUp personal finance concept showing Life Lab missions alongside the Learning Library.
Early product concept · In development

Teacher Room

See the reasoning.
Support the learner.

The planned Teacher Room is designed to help teachers track class and individual progress, identify where support is needed, and decide when and how to intervene.

Planned Teacher Room with Class, Students, Teaching Plan and Reports. All dashboard data is illustrative.
Illustrative functionality and data—not measured student outcomes.

Shaped with educators

Planning for classroom use

Help shape lesson pacing, classroom activities, teacher tools, and implementation support.

How would this fit into our course?

Educator feedback will shape how the Learning Library and Life Lab fit your curriculum, lesson pacing, and teaching priorities.

What would be agreed before a pilot?

Participation, scope, timing, teacher preparation, support, and evaluation would be agreed together before a pilot. Sharing feedback does not commit your school or district.

What about student information and accessibility?

Before students participate, data use, privacy, security, accessibility, and implementation requirements would be documented and reviewed with the school or district.

Built with educators, from the beginning

Help shape the course.

Teachers and school and district leaders: review the concept and help shape the course around your teaching priorities.

01 / COURSE INPUT

Shape the course

Give feedback on learning activities, teacher tools, and classroom use.

02 / PILOT PLANNING

Explore a classroom pilot

Discuss a suitable scope, timing, and support before deciding whether to participate.

03 / EVALUATION

Review what we learn

Examine student work and teacher feedback to guide improvements.

Start with feedback. A conversation does not commit your school or district to participate.

Let’s connect

Start with
your priorities.

Tell us what matters to your school or district.

Start a conversation

A conversation with the founder

Inna ArboFounder & CEO, ZigZagUpSan Francisco Bay Area
Contact the Founder

ZigZagUp is in development. Classroom pilots are a future step.

Let’s connect

Start a conversation

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